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Mortgage fraud has continued to increase since the release of the first mortgage fraud white paper in 2005 declining economic conditions, liberal underwriting. Mortgage fraud table of contents abstract 3 mortgage fraud 4 mortgage fraud statistics 4 reports of fraud 5 key players in a real estate & mortgage. En the lenders fail to adhere to the outlined underwriting guidelines, they increase the chances of risks involved in granting loans to individuals who are no.View